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Miss Venezuela Stefania Fernandez won the Miss Universe 2009 Title

Miss Venezuela Stefania Fernandez is crowned Miss Universe 2009 by 2008 Miss Universe Dayana Mendoza from Venezuela, right, at Atlantis, Paradise Island, Bahamas on August 23, 2009.

Beautiful Slumdog Millionaire star Freida Pinto is certainly on the highest high Photos

Slumdog Millionaire star Freida Pinto is certainly the most high high in recent days and guess a little ', she may just be the most high-paid actress in the Indian world to more soon. If the trade estimates are to be believed, Freida R is in power for 13 to 15 crore in Hollywood for his next project. With this, let the urge to Kareena Kapoor and Aishwarya Rai in the far back the money race.Kareena Kapoor, who is now the style icon of Bollywood, about Rs 7crores charges for film. On the other hand, Aishwarya Rai Bachchan is the news recently for signing a draft of the South Indian Rajinikanth face value R 4 crores. The actress is usually the cost of R 6 R 7 crores per project. Sexy Katrin! a Kaif is the slow but steady increase in taxes and his current get a package of 6 R crores for each film has does.So, one discovers that one Slumdog Millionaire did that, Freida Pinto as a series of strokes I could do to Kareena, Katrina and Ash! Bollywood Actress

Mallika Sherawat case adjourned till July 10

Mallika Sherawat case adjourned till July 10
5/8/2008
A local court today adjourned till July 10, the hearing on a petition filed against Bollywood actress Mallika Sherawat for allegedly putting up an 'obscene' dance performance on December 31, 2006 in a five-star hotel here.
The complainant, Vinod Jain, today sought time on health grounds as he has undergone bypass surgery recently. Metropolitan magistrate G R Wankhande granted the request and adjourned the matter till July 10.
http://www.indlawnews.com/Newsdisplay.aspx?8b0eb818-abf6-4044-8dfe-a58e1d7216f4




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Leather Handbags - Deciding Between The Different Types

There are a number of different handbags available, but the most popular ones are leather handbags. These handbags have a number of benefits that draw people to them. Not only do they hold up well, but they come in a lot of different styles, types, and colors. With so much variety anyone can find handbags of leather that match their personality.

Some of the most beloved benefits of buying leather handbags include the durability of the handbags, the attractiveness, and the variety. Leather is a very strong material that will not tear or fall apart as easily as most other ha! ndbag materials. It is a reliable material that will last you for years to come. Leather handbags have a great appeal. Whether the leather is made to be shiny or a little rugged, you can find a wonderful looking handbag that speaks to you. There are so many possibilities when it comes to leather handbags, because the leather can be dyed any color, can contain jewels, comes in both formal and informal designs, and has the ability to be very eye-catching.

If you are unsure what type of handbags to purchase, it helps to do a little research. First, start taking note of the handbags that the people around you are carrying. That way you are able to see how the handbags go with each person's style. Also, look in magazines at Hollywood stars and models to get an idea of what is most fashionable. Most magazines that feature stars will not only show formal leather handbags, but also some more casual styles.

Once you get an idea of what kind of leather handbags ! look the most interesting to you, start searching online. Ther! e are to ns of websites that sell leather handbags. By looking online you can scroll through thousands of handbags quickly, so that you are able to select the perfect handbags to match your personal style. I recommend that you look for a casual leather handbag and a formal handbag. You may even want to select some in different colors to go with different outfits. If you decide to go with colors other than traditional black and brown, note that to be fashion-forward you do not want the color of your handbag to match the color of your outfit exactly. For example, current fashion says that if you are wearing green and brown, throw in something like a pink handbag to add more color and interest to your outfit.

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News :More Loan Losses In Financial Sector Weigh On Stocks

Two bits of news didn't help the market much at the open. QCOM reported disappointing guidance, which hurt an already weak tech sector. and Wachovia announced a $1.1 billion decline in its CDOs.

The Lehman Chief Global Bond Strategist said this credit crunch is worse than Long-Term Capital Management, and that it is the "deepest correction" ever in structured finance. But remember, historically financial crises turn out to good buying opportunities for investors in hindsight.

I see the big culprit this morning as the Yen. You know I have been focused on this currency, and it is spiking higher tomorrow. It is no coincidence that the 3-day surge in the Yen correlates to the 3-day drubbing in US stocks.

Oil is higher this morning, trading just north of $96. And the yield on the 10-year is down to 4.23%, reaching a 2-year low. The bond ma! rket continues to signal that the Fed is too tight here, and I hope they step up to add more liquidity to this credit crunch.

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News :Standout Stocks

Here are some stocks that are showing up as making high-volume moves:

• MWRK - strong breakout to new highs
• KNOT - ditto
• JCOM
• LIFC - pausing right at old high
• FMCN - breaking back above 50-day
• SIRF - reverses early losses
• LCUT - announces convertible offering
• TEVA - MRK to underprice with Zocor

long SIRF

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News :Low Cost Auto Insurance

Auto insurance is necessary for a car owner. But car insurance forms a larger part of your bills most of the time. A lot of times you will be paying for something that you never encounter as a driver, or owner. A little care and awareness can save a lot of money that you pay as insurance premium for your automobiles. Below are some tips that will help you save money on auto insurance while having adequate coverage

Choose the same insurer for all your vehicles and home

If you own more than one vehicle, insure all of them with the same insurer. Most companies give discounts to multi-car owners. If you have home insurance also you can choose the same insurer of that also. Even though the individual rates may seem more the total insurance expense for you will come down if you choose the same insurer.

Look for insurance rates before you buy the vehicle

When you are looking for a new vehicle, before choosing a particular model, it is a good idea to consult your insurance company agent to see how much it will cost for premium for each of those models. Sometimes the insurance rates depend on the cost of the car and ot! her factors like the accident or theft rate for that particula! r model. If you consult an agent before purchase you could choose a car that suits your needs and at the same time get you discounts in insurance prices.

Always Be Covered

Take care that your insurance policy never lapses. Once the policy expires it is difficult or expensive to renew it. Many companies consider the people who let their policy lapse as high risk customers and start charging extra premium for them.

Have more deductibles

Deductible is the amount that you agree to pay out of your pocket for damages. The more deductibles you agree to pay the less will be your premium. Look for the coverage where the deductible applies. Make sure that the deductible that you agree to pay is within your affordable range.

Take necessary coverage only

Before you agree for the policy, review the coverage that are added. Depending on your state, belongings and preferences, your coverage may be different from others. Ensure that you fully understand the implications of not having a particular coverage, and also the monetary implications of adding some coverage. For example, if your car ! is old, there will be less benefit taking theft coverage or hi! gh damag e coverage. Decide judiciously to have enough coverage and at the same time save some on the premiums.

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News :How Can I Make Extra Money At Home

How can I make extra money at home? Many Americans ask this question and dream of the prospect of working from home. No boss. No dress code. No time clock - just the simple pleasure of being your own boss in your own home. Other Americans wonder "How can I make money at home?" because they aren't physically able to do work outside the home. They may be disabled or financially unable to put their children in daycare. Thus the answer to the question becomes vital to paying the bills and putting food on the table. Whether you need extra money or any income at all, working from home opportunities are now more available than ever before. Thanks to the Internet, sales are not the only answer to this important question.

Many people answer the question "How can I make money at home?" themselves. They take a talent of their own and make it profitable. For example, many seamstresses will make quilts, runners, and clothing and sell it online. They open an online store or even use major auction websites to sell their merchandise and create an income stream at home. The same goes for any type of craft. With the Internet, you can sell to just about anyone in the country and even around the world. Others offer a service online and from home. Resume writers, typists and copy editors can start their own website offering their services to anyone anywhere. They simply have the customer's original documents mailed, faxed or emailed for their services.

Now you're not just wondering, "How can I make extra money?" but also "how do I start?" The best investment for making money at home is a good home computer and a reliable Internet connection. Most work-at-home opportunities are not just found on the Internet, but done on the Internet and through a computer. You may often have to make contact with your customers and the company you contract with through email or Internet messaging. Without a home computer, it wil l be much more difficult to do and maintain many work-at-home jobs so consider it a required investment. Just be sure to get a good deal on your computer. Make sure it meets all of the requirements for the job you want to do.

You may wonder "How can I make extra money at home - I don't have a craft or product to sell." Whether your talents lie in sales, writing, advertising, web design or homemade products, you can certainly find some way to do it from home. Although you can find TV ads for stay-at-home opportunities, take the time to search the Internet. The easiest place to find these jobs is not through a major search engine. Often the search is too broad and you have to wade through a lot of vague offers to find anything good. Search on major career search websites. These will provide more information and may even be more legit, but don't let your guard down. Plenty of people are happy to answer your questions with the wrong answers.

As you seek the answer to "How can I make money at home?" remember that there are scams out there to watch out for. The biggest red flag is the requirement of a small fee or investment amount up front. Be wary of any work-from-home offers that don't offer a lot of upfront information. There are many business opportunities that require no investment funds at all. These types of jobs usually involve writing or editing for websites or selling or promoting products. The key is to ask questions. Before you sign on, ask what specific tasks you will have to do. Ask how much you will be paid, on what type of scale and when. Find out who will pay you as well as what costs typically come with the job, if any. If you feel at all uncomfortable with the job offer, turn it down and do a background check. Most likely, you can come back to them if you discover that your anxieties were unwarranted. If, unfortunately, you are trapped into a scam, report the company to your local Better Business Bureau as we ll as the Federal Trade Commission so that others don't fall into the same trap.

As you wonder "How can I make extra money at home?" take the time to consider if staying at home really is what God has planned for you. Pray that He will open the right door to you for a job opportunity - at home or not. "Blessed is the man that heareth me, watching daily at my gates, waiting at the posts of my doors" (Proverbs 8:34). Keep in mind that there are some downsides to working at home. Often these types of jobs offer no medical or retirement benefits. Also, many require that you keep up with the taxes you owe and pay them in full when the government requires them. This can require some careful budgeting and self-restraint. All in all, make sure that you can truly benefit from answering these questions. If the answers aren't what you like, look into some other options.

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News :10 Tips To Improve Your Credit Score

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education. How soon the loan is sanctioned, the rate of interest, and the amount sanctioned will all depend on your credit score which is based on your credit report. People with scores of 700 and more are the beneficiaries of lower interest rates and quick sanctions. Imagine if your score is greater than 700 and another person has a score of 698 then the person with score 698 will have to pay interest that is higher by one-half percentage point. And, this means over a year a person with a lower score will pay USD 19,000 and more as interest on a loan of say USD 165,000.

A credit score takes into consideration: payment history, current earnings, current debt, length of credit history, types of credit utilized, and your new credit. If two or more members of your family are earning then apply for a loan jointly.

You can take a few si mple steps and ensure that your credit score is higher than 700.

• Maintain a long healthy credit history. Keep alive your oldest credit card and be sure to pay all bills in time. Never keep bills pending over a 30 day period. If in a crunch at least pay the minimum charges due.

• Do not have too many credit cards. Learn to say "NO," to offers of free credit cards. And, maintain a good credit limit. Avoid using all the available credit on the cards.

• Ensure that the credit report you have is accurate and that there are no errors clerical or otherwise.

• Plan your finance such that it is healthy. Consider debt consolidation.

• Never suddenly close or open accounts. This leads to suspicion that you are trying to manipulate your credit report.

• If you are having problems speak to your creditors well in advance and work out a stage wise repayment. Request the creditor to refrain from reporting the late payment.

• Late or delayed payments drive your score down so always pay bills dead on time. Keep a tab on due dates and ensure that all bills are paid.



Learn all you can about credit reports and scores and keep the criteria in mind while managing your finances. Maintain the debt-to-credit limit ratio and, if need be take the help of a finance planner. A useful source to learn about managing credit is: http://www.balancepro.net/services/index.html they provide in depth coverage on money management, debt management, and credit report review.

Even if advised refrain from filing for bankruptcy. All you need to do is to sit down and curtail expenses, plan you income-expenditure , and avoid spending what you have not earned.

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News :Tips For Finding Personal Loans With A Low Credit Score

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